Frequently Asked Questions
You've got questions. We've got answers.
We get asked a lot of questions when we're out doing our shopping, talking with clients, going to church, whatever. We understand. These are confusing times. So we made some videos to answer the ones we hear the most. Covering credit issues, home buying, and how-to's; we hope you'll find these brief videos helpful! They're anywhere from 30 seconds to two minutes long.
Do I have to sell my current home before I purchase a new home?
Is it true that you need to lower your rate by 1% to refinance?
What's your number one money saving tip when getting a mortgage?
What are the top 3 credit "don'ts" when a loan is in process?
I hear that only people with perfect credit scores qualify for a mortgage. Is that right?
How come I never see ARM advertised anymore? Are they still available?
When does it make sense to pick a ARM vs. a fixed rate mortgage?
What are the top three things I can do to improve my credit?
Does it even make sense to buy a home right now rather than rent?
What do you mean when you say I need a team of professional when purchasing a home?
How do I stop getting all these unwanted phone calls about mortgage offers?